Certified Credit Analyst (CCA)™ - Informa Middle East

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Certified Credit Analyst (CCA)™ - Informa Middle East
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Certified Credit Analyst (CCA)™ Training Course | Finance Training Course

Certified Credit Analyst (CCA)™

20 October - 24 October 2019
The Address Hotel, Dubai Marina, Dubai, UAE

Level: Intermediate

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Course Director

Juan Gamecho | Course Director

Juan Gamecho

Education Partner:
Global Academy of Finance and Management (GAFM)

Education Partners

Global Academy of Finance and Management (GAFM) | Education Partner – Informa Middle East
Course Schedule
  • 20 Oct 2019 Dubai


This training programme will provide you with the fullrange of credit diagnostic skills you need to assess creditrisk inherent in potential banking clients in the GCCregion. The focus of the course is for you to developholistic credit analysis skills to examine the full range ofinternal quantitative as well as external businessenvironmental, qualitative, strategic and managementrisks that can impact upon corporate cash flows ofclients and therefore a client’s ability to honour its debtrepayments. Through cash flow forecasting andfinancial modelling, you will learn how to anticipatefuture risk crystallisation and its impact on future clientcash flows.

The quantitative analysis developed during the coursewill focus on interpreting trends in financial information.You will connect the links between different financialdrivers as well as assess new financial ratios to interpretfinancial risks.

Finally, by attending the course, you will develop anapplied understanding of using cash flow sensitivity tooptimally structure a debt facility which will allow yourclient companies to operate effectively and honourtheir debt repayments while protecting the bank fromthe downside effects of credit risk crystallisation.

Who Should Attend

Delegates who have at least three years’ bankingexperience, ranging between an intermediate andsenior level of their respective professional bankingcareers, will benefit from attending the course. Thiscourse is also aimed at professionals with a minimumof three years’ applied experience in corporate creditanalysis.

Financial professionals within large corporates,whowork regularly with banks and wish to learn how banksassess their credit risk rating will benefit from attendingthe course. The course will also help you negotiate debtfacilities with banks.

A good working knowledge of Excel and cash flowforecasting is also beneficial but not essential.

Benefits of Attending

  • Understand the core principles of holistic credit risk analysis bankers use to assess a corporate client’s credit risk rating
  • Use financial statements to undertake the credit risk of corporate clients
  • Identify working capital needs through the cash conversion cycle and understand how it affects liquidity
  • Identify acceptable levels of key ratios used for holistic quantitative and credit risk analysis, specifically those used to measure a company’s liquidity, capitalisation, debt service, profitability and overall performance
  • Identify Early Warning Signals (EWSs) arising from ratio analysis
  • Conduct qualitative analysis as part of the holistic credit analysis process, including strategic analysis, management risk analysis, external risk analysis, and competitive pressures in a company’s market
  • Apply cash flow statement analysis and the debt service coverage ratio as central parts of credit risk analysis
  • Use sensitivity analysis and financial modelling in Excel to create cash flow forecasts to measure a client’s future performance and the principal risks that might affect their ability to honour their debt service
  • Structure the optimum debt repayment schedule for a company as well as the key terms and conditions used in debt structuring
  • Explore key commercial issues to be included in the loan documentation for corporate clients

Certified Credit Analyst (CCA)™