The global economic crisis engulfing the world economy, will have deeply damaging impacts on national economies and corporate clients across the GCC. Regardless of the depth and intensity of the crisis many corporate clients are going to face severe financial problems at a time when debt levels are at historic highs and the credit cycle is already turning.
In meeting its overall objectives, this course will address the specific areas of the identification of early warning signals and its associated risks in order to identify potential problems with corporate clients before they materialise, thereby attempting to avoid default among client companies.
During the programme, we will review financial Early Warning Signals, within the market of the GCC including what can be considered as ‘red flag’ levels for those financial ratios, however the core emphasis of this programme will be on assessing and identifying defects and mistakes being made by client companies before they are translated into symptoms of decline, as expressed by the financial statements. External, strategic and management risk analyses will therefore be major areas of analysis.
In addition to the identification of the Early Warning Signals, the course will focus on remedies for problem loans that the banking team can implement in order to avoid a further deterioration in the client company’s position and to avoid eventual default. This three-day programme will arm the senior corporate credit banker with tools to assist their clients to work through the very difficult times they will face.
Who Should Attend
This course is highly beneficial to banking executives such as:
- Relationship managers
- Senior corporate credit bankers
Benefits of Attending
- Identify early warning signals in assessing and monitoring the credit risks of a corporate client
- Recognise problems faced by businesses and mitigate potential risks through credit structuring
- Use accounts and financial statements as a means for assessing the credit risk of a corporate client
- Conduct quantitative and qualitative analysis and review models to identify major external risks
- Be aware of the commercial position of the various stakeholders in a business facing potential problems
- Analyse potential solutions to issues arising from problem loan clients
- Include key commercial issues in the loan documentation to act as EWS and risk mitigants
Juan is a professional British banking and finance trainer who for 15 years has been training banking students in finance, credit analysis, debt restructuring and loan workout, as well as in SME Business diagnostics and development. In parallel Juan is also a leading emerging market financial consultant assisting small and medium sized enterprises in their financial and business development.
Through his training and consultancy business JBS Training and Consulting, Juan has trained delegates from some of the largest industrial and financial institutions across a large of range of developed as well as emerging markets in Europe, Africa, the Middle East and China. He also provides training to Internal Auditors, and Risk Managers as part of the ACCA and CIMA professional accounting firms.
In parallel to his lecturing career, Juan has a 25 year career in banking and finance initiated in the City of London. In additional to training, since 2003 Juan’s company has also been specialising in finance raising, credit analysis and corporate finance services across a number of emerging economies in South Eastern Europe and North Africa. A core element of Juan’s work is helping companies to restructure their debt and equity position with a view to strengthening company viability through their restructured Balance Sheets. In 2006, Juan’s financial advisory company Limited became the exclusive representatives of HSBC Investment Bank in Romania.
Prior to beginning his banking career with Hill Samuel Bank in London in 1993, Juan acted as the Political and Economic Adviser to the Prime Minister of the Slovak Republic.
Course fees include documentation, luncheon and refreshments. Delegates who attend all sessions and successfully complete an assessment, will receive an Informa Certificate of Completion.
Pricing excludes 5% VAT, which will be charged where applicable